Wise verification guide: what to expect
Last updated: February 16, 2026
Wise verification is part of standard compliance checks for international transfers. It helps confirm identity and reduce fraud risk.
Open your Wise account here and complete verification before your first urgent transfer.
Disclosure: This post includes my Wise referral link. If you use it, I may receive a referral reward at no extra cost to you.
Why Wise asks for verification
Depending on your country, amount, and transfer route, Wise may request:
- Identity document
- Address proof
- Selfie or live verification
- Additional source-of-funds information for higher amounts
Documents commonly requested
The exact list can vary by region, but typically includes:
- Passport, national ID, or driving licence
- Recent utility bill or bank statement for address proof
- A clear selfie or live check flow in the app
Important: details on your documents should match your Wise profile information.
How to pass verification faster
- Upload clear, uncropped images
- Avoid glare/blur on ID documents
- Make sure name and date of birth match exactly
- Submit requested files in one session if possible
Why verification gets delayed
Common reasons:
- Low image quality
- Expired or unsupported document
- Name mismatch with bank/profile
- Extra compliance checks on route or amount
How long verification usually takes
This depends on route and queue volume. Some checks are quick; others need manual review.
If Wise requests additional documents, provide them early to prevent transfer delays.
Best practice before sending urgent money
Verify your account in advance, not right before a time-sensitive transfer.
That one step can save hours or days when you need a transfer delivered quickly.
Related guides
Final takeaway
Verification is normal for financial services. The fastest path is accurate profile details and clear document uploads.
If you want to get started, create your Wise account here.