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Send money to India from abroad using Wise

Last updated: February 16, 2026

If you send from outside India, your biggest advantage is route clarity: choose the right transfer path for your country, then optimize speed, cost, and accuracy before payment.

Start your Wise transfer here and check your exact route details.

Disclosure: This post includes my Wise referral link. If you use it, I may receive a referral reward at no extra cost to you.

Want first-transfer savings?

Before you send, review this: Wise promo code guide.

Step-by-step flow

Create or log in to your Wise account.
Select source currency and INR destination.
Add beneficiary details exactly as bank records show.
Choose payment method based on speed/cost goal.
Review final fee, exchange rate, and ETA.
Confirm transfer and track status to completion.

Payment methods: speed vs cost

In many corridors:

Lower-cost options can suit planned monthly remittance
Faster options can suit urgent one-time transfers
Availability differs by route, sender profile, and local rails

Always compare your live quote at checkout.

What affects delivery time

Funding method selected
Local banking cutoffs and holidays
Verification/compliance checks
Recipient bank processing window

For urgent transfers, complete account verification early.

Is it safe to send money to India online?

Safety checklist:

Confirm official wise.com URL
Recheck recipient details before confirmation
Save receipts and transfer references
Never share OTP/password credentials

Curated route guides: 10 major corridors to India

If you want route-specific advice, use these country pages:

Final takeaway

Wise can be a strong option for India remittance when you choose method by transfer intent and use country-specific guides for route pitfalls.

You can compare your transfer to India now.