Wise is easy
How to send money to India from abroad
Wise makes transferring money to India a breeze:
- Just tap in how much, and where to.
- Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
- And that's it.
Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.
How much does it cost to transfer money to India?
To send money in GBP to India, you pay a small, flat fee of 0.29 GBP + 0.51% of the amount that's converted (you'll always see the total cost upfront).Some payment methods have an added fee, but that's usually tiny too. No big fees, hidden or otherwise. So it's cheaper than what you're used to.
How long will a money transfer to India take from abroad?
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer. Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.
Choosing the right way to send money with Wise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.
Here are the best ways to transfer money to India with Wise:
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option here.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card here.
Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card here.
PISP
PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.
Swift
Using SWIFT to fund your transfer usually means that your transfer will take longer and be more expensive, as your bank will charge a fee. You should also bear in mind that other correspondent banks in between may also deduct their handling fees. Your bank should be able to advise on those fees.
Best way to send money to India?
Choosing the right way to send money with Wise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper. Find out here what are the best ways to transfer money to India with Wise.
Is it safe to send money to India online?
Yes. Wise is an authorised Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the United Kingdom. Learn more
How much can I send to India online?
Yes, there are limits for how much you can send to India with us. They depend on which currencies you send to and from, and how you pay. You can check the limits for each currency in our help center articles or in our calculator. We’ll also let you know if you try to send too much at one time. If you’d like to send more than our limits allow, you can. You’ll just need to set up several transfers that are under the limits.
How long does it take to send money to India?
On many popular routes, Wise can send your money within one day, or even within seconds. Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account. See how long a money transfer to India takes.
How to transfer money to India online?
- Register for free
- Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.
- Choose an amount to send
- Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.
- Add recipient’s bank details
- Fill in the details of your recipient’s bank account. If you don’t know their details, we can request them for you.
- Verify your identity
- For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.
- Pay for your transfer
- Send your money with a bank transfer, or a debit or credit card.
- That’s it
- We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.