For a UK-to-India bank payment, Revolut’s cost can depend on your plan, exchange allowance and when you convert, as well as the transfer itself. Compare the price shown for your actual UK account with Wise’s quote. A general claim that Revolut transfers are free does not establish the cost of this transaction. Revolut UK-to-India fees.
New Wise customers can get a fee-free first transfer through an invite link, but later transfers pay normal fees (how the offer works).
Start with your existing plan
Revolut distinguishes currency-exchange charges from transfer charges. Its UK route page describes plan-dependent exchange allowances, weekend fees and international bank-transfer pricing. Review these in-app for your amount. Revolut cost components.
Wise provides a GBP-to-INR transfer quote. To compare fairly, include the conversion step if you start with pounds rather than an existing INR balance.
Should a plan subscription count?
If you would keep your current paid plan regardless of this payment, distinguish the cost of this particular transfer from the subscription you already pay. If you would upgrade only to reduce transfer costs, include the additional subscription commitment in the decision.
For example, a hypothetical £4 transfer saving does not offset a hypothetical £10 additional subscription cost for a single payment. These are illustrative figures, not Revolut plan prices. For repeated payments, use the actual commitment and expected eligible savings rather than assuming the first saving repeats indefinitely.
Use the bank-transfer option for this comparison
A UK account sending to an Indian bank is not the same product as a transfer between two Revolut customers. Check the destination, beneficiary and payment method before applying any fee-free account-to-account claim.
Also avoid assuming that Revolut’s India-registered accounts offer the same international features as UK accounts. Its India transfer help states that international transfers are not supported for that account context.
Decision checklist
Record the complete GBP outlay, INR delivered, exchange and transfer charges, any incremental plan cost, and the estimated arrival. Choose on those figures and the recipient’s needs. This review did not execute either transfer or measure app-specific prices, so it does not award an unconditional winner. The UK route guide helps prepare the funding and recipient information.