Choose a comparison that matches both your sending country and your recipient’s needs. A US cash-pickup quote, a UK bank payment and an overseas customer paying an Indian business are different transactions. This directory points to the guide with the appropriate scope; it does not rank providers by an untested global price.
US to India: USD funding and INR delivery
| Compare Wise with | The decision the guide helps you make |
|---|---|
| Remitly | Bank, UPI or cash delivery, with US-specific offer and fee context. |
| Instarem | US bank funding and the difference between introductory and repeat-payment cost. |
| OFX | Minimum amount, bank delivery and possible third-party deductions. |
| MoneyGram | Bank, cash or an eligible debit-card payout. |
| Ria | Collection access, sending channel and bank-deposit alternatives. |
| Xe | Bank deposits and the app requirement for cash pickup. |
| Xoom | PayPal funding or login and bank, UPI or cash receiving options. |
| Western Union | Separate sender cash funding from recipient cash collection. |
| A bank wire | Understand Bank of America’s consumer wire pricing as a named example. |
For account and funding preparation, read the US-to-India walkthrough.
UK to India: GBP funding and INR delivery
| Compare Wise with | What to examine |
|---|---|
| Paysend | Card-funded bank or UPI payments and the total GBP charge. |
| Revolut | Account plan, exchange allowance, transfer charges and any additional subscription cost. |
| TransferGo | Funding-and-payout combinations, including card-to-bank and UPI. |
| WorldRemit | Bank delivery, recipient information and account category. |
Use the UK funding guide if you need to prepare the bank payment first. For another sending country, start with the country directory; UK product terms do not establish availability elsewhere.
US to the Philippines
The Philippines guide starts with bank, wallet or cash delivery. Compare Wise and Remitly for recipient access, or Wise and Western Union when cash funding or collection matters.
Overseas customer payments to India
Read Wise vs PayPal to distinguish remittances from customer revenue. PayPal India’s user agreement describes its export-payment service, which is a different scope from a family transfer.
How to use the comparisons
Each article identifies official sources and the date reviewed. They assess documented options, not completed test transfers or authenticated simultaneous quotes. Wise’s fee explanation illustrates why the amount and payment method belong in a price comparison.
Obtain current quotes for the same total budget, receiving method and deadline. Keep introductory offers separate from regular pricing and check the final recipient amount. The fee guide includes an example of that calculation.